MTS-the Bank does not lag behind his “brothers” and trying to find new banking products aimed at simplifying the lives of customers. And credit card MTS – this is one of them. Since today our citizens are increasingly using these cards, they realized the advantage of owning them. Often cards allow not only to pay for goods and services in cashless form and accumulate bonuses for purchases made, which in the future can be spent on purchasing different types of goods with a good discount.
Below we highlight the banking product from the Bank, MTS – credit card terms for it, plus all the benefits of their use.
We Indicate the main positive aspects that you'll be credit card MTS.
1. Issued credit card MTS easily and quickly. The employees of the Bank consider the application not more than an hour.
2. There is a service called "Mobile banking”, which allows you to manage accounts and pay for the services on the site of MTS-Bank directly from the house.
3. The application for a credit card of MTS may also be online, not necessarily to go to the Bank branch.
4. Simple, and most importantly, free replenishment of the card account.
1. The model map. It allows you to get the borrowed funds in the amount not exceeding fifty thousand rubles under the 26.9% APR. The owners of the “gold” or “platinum” cards can count on 600 thousand roubles under 25.9 percent per annum. There is a grace period of 51 days. Repayment is made monthly in an amount equal to 10% of the debt, “platinum” and “gold” - 5%. There is a Commission on cash withdrawals of 4 percent for transfer to other accounts – 3%.
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2. For corporate customers. For them the Bank offers a special lightweight conditions: reduced the annual rate by three points, and the fee – at one percent. In addition, corporate customers are allowed to get the amount up to one hundred thousand with the provision of one document-passport. If the necessary amount is 300 thousand rubles, in this case, the passport will be required to attach proof of income, and 600 thousand rubles additionally need a copy of the work book.
3. For holders of salary cards. For those categories of customers the Bank also offers preferential conditions: annual rate is 17-18 percent, the list of documents includes only the passport. The only time the client needs to be experience last more than three months and, accordingly, the salary on the card MTS from the Bank it needs to get at least 3 months.
4. For investors. To clients, which have open the Deposit, the Bank is also more loyal: for them there is no fee for registration and annual service of cards, they are unable to “gold” the card is totally free and the rate is beneficial for them – only 18%.
5. “MTS-Money”. This credit card of MTS is characterized by simplicity of design. You can get it at the salon of MTS by providing only a passport. Conditions it follows: the limit – 40 thousand rubles, the annual interest rate – 23, 35 or 47 percent, depending on the outcome of the customer analysis. Nice would be that when you pay with it for goods and services will be awarded bonuses that can be spent on free calls, TEXT messages and other services from the operator.
Consider how to get a credit card MTS. It is known that for any banking product must meet the requirements of credit institutions. The Bank's experts to explain in detail how to get a credit card MTS and find the one that best best for you.
Get a credit card MTS can be in the absence of formal employment. The application can be accepted and the student employees, retirees, more importantly, to have a steady income.
A List of documents required for obtaining credit cards, you can call the model, you will need to provide:
To apply for a credit card “MTS-money" is possible only on the passport, but in this case, conditions will be unfavorable for the borrower.
Documents in the Bank can be submitted as follows:
The Bank's Management is interested in timely repayment of loans, so take care of their customers and offers several ways to replenish the card. The main ones are listed below.
To Close the map in the city, where there is a Bank office without problems. For this you need to visit the nearest branch with an application for a closure. But before that you need to make sure the lack of the card debt. If everything is in order, then we wait for the decision of the Bank.
But if your city does not have an office, MTS-Bank, and drive to the nearest town where he is, there is time and opportunity? There is also nothing complicated. On the website MTS-Bank, you can complete the application for closing the card. Print it, sign it and send “Russian Post» head office address (115035, Moscow, Sadovnicheskaya str., 75). To avoid loss it is recommended to send a registered letter. Before shipping, you must clarify through the hotline of the Bank the exact amount of the debt and to repay it. Once an application is received by the Bank and executed, you will receive a TEXT notification that the card has been closed.
There are many customers who apply for a credit card, MTS-Bank. Reviews from them are different. There are those that said fast processing card, because for almost 15 minutes, the decision on extradition. Someone liked the fact that it is very easy to use – it is possible by Bank transfer to pay for goods and services, there is a grace period for the use of borrowed funds, it is easy to replenish, to manage accounts.
But there are disgruntled customers who have a credit card of MTS-Bank. The reviews are negative mainly because of poor service. Sometimes to call the hotline simply impossible. This is due to her congestion due to the large number of customers wanting to know the size of the debt. The Bank's management has not thought through these moments, and they are, unfortunately, strongly repel potential customers. In addition, negative feedback is also associated with the size of fees for the withdrawal and transfer of funds – they are just extortionate! If people are going to shoot only 100, he will still need to pay a fee in the amount of 450 rubles.
After Reading the reviews experienced user card MTS, each will make their own conclusions, but don't be too categorical. Everyone has their own opinion. Recommend you analyze the pros and cons of cards and decide to use it or not.
If you do decide on a credit card from MTS, it is highly recommended to carefully study all the conditions ...
Alin Trodden - author of the article, editor
"Hi, I'm Alin Trodden. I write texts, read books, and look for impressions. And I'm not bad at telling you about it. I am always happy to participate in interesting projects."
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