"VTB 24": staff and clients

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2018-03-18 15:36:01

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The Bank «VTB 24” — one of the largest Russian and European brands in the field of Finance. This organization is represented by a wide network of branches throughout Russia. The reporting financial institution provides services in the segment of lending, deposits, remote service, is actively working with private companies. What you say about the activities of this major banking brand to its customers? How speak about financial organization of its employees?

VTB 24 opinion

General information

Before we can examine opinions about the Bank «VTB 24" feedback from employees and customers about its services, learn the basic facts about the respective brand.

The Common pool of assets of the financial organization exceeds 2 trillion rubles. The Bank is formed on the basis of other companies - “Guta-Bank», whose shares were acquired by “Vneshtorgbank” in 2004. According to some public data — with the assistance of the CBR. In 2005 on the Russian market there was the brand “Vneshtorgbank Retail services”. In 2006, the new Bank was renamed to «VTB 24». Now 100% of the shares of the financial organization belong to the Bank «VTB" the main owner is the state. VTB 24, in its turn, since 2012, owns the brand “Summer-Bank”. The institution specializiruetsya on providing a “quick loans" - with more loyal policy for assessment of solvency of the borrower, but at the same time sufficiently high interest rate. In turn, the VTB 24 (reviews of credit customers confirm this) is characterized by more strict standards when making decisions on loan applications, but at the same time, interest rates the Bank offers are lower than those that established a subsidiary.

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VTB 24 reviews employees

Services

Reporting financial institution specializiruetsya on the provision of banking services to individuals, entrepreneurs, and small and medium enterprises. Brand «VTB 24” is represented in most regions of the Russian Federation. Among the most popular banking services offered by the Bank:

mortgage loans;

- DBS;

- provision of rent of Bank cells.

- money transfers;

- plastic cards issuance.

An Important place in the activities of the Bank is maintenance of salary projects. Placement of funds of individuals on deposits — another key specialization of "VTB 24". Customer reviews of deposits characterize the conditions that are offered by the Bank as fully compliant with current market trends — later we will examine the relevant terms in more detail.

Feedback on VTB 24 loans

Development Strategy in crisis

How he intends to cope with the current difficult situation in the financial sector of the Russian Federation? According to some experts, «VTB 24" (reviews and comments of the top managers of the financial organization that can meet the media, confirm this assessment) is the most active way to participate in the implementation of the state mortgage programs as well as initiatives in the framework of state support of car loans.

Thus, the total turnover of the Bank during the crisis, analysts say, will be high. However, the reduction in the profit of the organization is likely to be observed. Bank executives expect to secure the further growth of its own network in the regions. An important positive factor of this activity will, according to the leadership of the institution will be merging the parent company «VTB” with “Bank of Moscow”. The fact that the outcome of the merger «VTB" can do more intense its presence in the retail segment of the banking market. Brand «VTB 24”, in turn, can expect to receive a substantial share of the business in the segment of those activities, which were carried out “Bank of Moscow”.

During the crisis period under review, the management of the financial organization expects to reduce the value of assets on the basis of consumer loans. Regarding mortgage portfolios, as well as those that are formed in the segment of auto loans, drawdown, how do you think the Bank executives will be less thanks to the participation of companies in government programs by providing to citizens concessional loans in their respective lines of credit.

Reviews about the Bank

When we look at how things are going in a financial institution, from the point of view of macroeconomic trends and consider the specific local business processes that occur in it. The main source of information for us will be, of course, reviews about the Bank «VTB 24” — employees, customers, experts, are presented in a thematic online portals, as well as in the media.

Thus, we will be able to see as informal opinions of ordinary citizens and the official position of certain entities. Opinion of the financial community about issues of financial organization can be classified into the following basic categories:

- the point of view of assessing the attractiveness of the environment «VTB 24” on deposits;

- the views, reflecting the attitude of customers to the quality of services in the field of mortgage lending;

- point of view regarding consumer loans in the «VTB 24”, and auto loans;

- evaluate the level of customer service in the Bank;

- point of view relating to the granting Agency other services — RBS, rental of cells, money transfers, maintenance of salary projects.

A Separate category of opinions about “VTB 24” — feedback from staff about working in this financial institution. Examine the marked category, points of view, assessing the Bank's activities, more.

Rate on deposits

What you say about your experience of deposits customers «VTB 24”? Reviews on deposits of citizens, if to study the relevant points of view on the thematic online casinos, are trying to form, based on 3 main indicators:

- the interest rate;

- the possibility of Deposit replenishment;

- the requirements for the size of invested capital.

Review the information more about it.

With regard to interest rates, such financial institution as a whole tries to bring to the market average. As noted by the clients of the institution, there are, of course, on the market and better offers, but «VTB 24” for them is preferable because of its scale and the minimum probability of withdrawal from the market — because of the crisis or because of the revocation of the license of the CBR. In addition, to make deposits in the reporting Bank according to the citizens, more convenient, as it is a huge network of branches. You can go to any office in financial institutions located in the city, and to carry out the necessary operations to Deposit — adding, removing, changing any of the terms of holding the funds.

Reviews on mortgage

The Largest segment of the credit-financial services-mortgage loans. In this regard the Bank — in among the leaders. What are the reviews about «VTB 24” on loans granted for housing? The corresponding orientation of the views in turn are determined by such factors as:

- interest rate on loans — in combination with the duration of the mortgage contract;

- requirements to documents of the borrower, his income, the scope of activities of credit history.

With regard to rates, it is clear that because of the quite strict policy of the Central Bank of the Russian Federation on the provision of funds to private financial institutions, they cannot be so low to meet the needs of most customers. The key rate of the Central Bank now — 11% and it is almost twice more than, for example, in early 2014. However, this figure is actually at the level of the 2008-2009 crisis, when the mortgage market, though has slowed, but still continued to develop.

VTB 24 employee reviews of the

Citizens have the right to issue loans to purchase housing under government programs — particularly those that subsidize purchases of new buildings. Bank «VTB 24" (customer testimonials about the mortgage loan confirm this) is trying most actively to encourage citizen was able to take advantage of this opportunity to purchase an apartment. The Bank's experts in details explain requirements to the documents necessary for participation of a person in a relevant state program, the income of the borrower and its credit history. On the basis of views appearing online, quite difficult to track the statistics of housing programs from the «VTB 24». However, judging by the fact that negative feedback, evidence of unjustified refusal of the Bank in satisfaction of the mortgage applications little, it can be concluded that this financial institution is rather interested in, to give the citizen of housing loan with government subsidy than to reject his request for a loan.

As for the standard of housing programs — those that are sold on the secondary market, and therefore in the General case, are made not on favorable terms, — the demand for such, which is understandable, yet CL...


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ZH: https://www.tostpost.com/zh/finance/2057-24.html






Alin Trodden - author of the article, editor
"Hi, I'm Alin Trodden. I write texts, read books, and look for impressions. And I'm not bad at telling you about it. I am always happy to participate in interesting projects."

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